Protect Yourself from Online Scams with These Simple Tips
Every day, millions of people receive emails and text messages that look real—but are actually scams. These phishing attempts are designed to steal your personal information, such as passwords, bank details, or Social Security numbers. If you’ve ever wondered, “Is this message legit?”, you’re not alone.
In this article, you’ll learn how to spot phishing emails, scam texts, and fake links, and what to do if you’re unsure.
(Read more for practical tips that anyone can follow—even if you’re not tech-savvy!)
What Is Phishing?
Phishing is a type of online scam where criminals impersonate trusted companies or individuals to trick you into giving away sensitive information. It often comes in the form of emails, text messages (SMS), or fake websites.
Common Signs of a Phishing Email or Scam Text
Here are some red flags to look out for:
1. Spelling and Grammar Mistakes
Legitimate companies usually double-check their communications. Emails full of typos or awkward phrasing can be a big red flag.
2. Urgent or Threatening Language
Scam messages often try to scare you:
“Your account will be closed unless you act now!”
“We noticed suspicious activity. Confirm your identity immediately.”
If something is pushing you to act quickly, pause and verify.
3. Unfamiliar Senders or Numbers
If a message comes from an unknown source or odd email address (like security-alert@amaz0n-login.com), it’s probably fake.
4. Requests for Personal Information
No reputable company will ask for your password, credit card number, or Social Security number through email or text.
5. Suspicious Links
Scam links may look legitimate at first glance but contain subtle misspellings or extra characters. Example:
-
Real:
www.bankofamerica.com -
Fake:
www.bank0famerica-secure.com
Hover over links (without clicking!) or press and hold on mobile to preview the URL.
How to Avoid Falling for Phishing and Scam Messages
✅ Cross-Check Using Official Websites
If you get a message from your bank or another company, do not click the link in the message. Instead, go directly to their official website or app. You can also call their official customer service number.
✅ Don’t Reply or Click Anything Right Away
Scammers want you to react quickly. Pause. Think. If you’re unsure, ask someone you trust or contact the company through official channels.
✅ Use Multi-Factor Authentication (MFA)
MFA adds an extra layer of protection by requiring a second step (like a text message code) when logging in. It can stop hackers even if they get your password.
✅ Keep Your Software Up to Date
Regularly updating your phone and computer helps patch security holes that scammers might try to exploit.
✅ Report Suspicious Messages
Most email and phone providers let you report spam or phishing. You can also forward phishing emails to: reportphishing@apwg.org.
Final Tip
When in doubt, trust your instincts. If something feels off, it probably is. Take a moment to verify—better safe than sorry.
